【title】 On the Relationship among Loan Preference of Commercial Bank,the Scale of Enterprise Clients and Their Debt Repayment Performance
【author】 ZHANG Ping1; ZENG Hua-xiang2; ZHANG chen-cheng2（1.China Center for Special Economic Zone Research; Shenzhen University; Shenzhen 518060; China; 2.School of Economics & Management; Nanjing University of Scie.& Tech.; Nanjing Jiangsu 210094; China）;
【Author Affiliations】 China Center for Special Economic Zone Research
【source】 Technoeconomics & Management Research,2010(02)
【key words】small and medium-sized enterprises; credit financing; the scale of enterprise clients; debt repayment; the cost of credit default;
【abstract】Why is credit financing of small and medium-sized enterprises difficulty? One of commercial banks key indexes is the scale of enterprise clients,which leads to the discrimination against small and medium-sized enterprises during the operation of credit loan transaction.This article took these small and medium-sized enterprise clients as the objective,developed models of credit loan transaction,and test the relationship between the scale of enterprise clients of commercial bank and their debt repayment perf...